The tightening of public benefits eligibility rules favor those with time to plan. If you have a family asset that is important to protect, whether it be a family business, farm, or accumulated savings, planning early can ensure those assets can be passed to the next generation. Information and articles from our website are presented […]
read moreQualifying for Medicare hardly means free health care — there are still premiums and deductibles. However, people who qualify for both Medicare and Medicaid (called “dual eligibility”) receive help paying their out-of-pocket costs. Medicare is a federal program available to anyone 65 or older. It consists of four major parts, each of which have premiums […]
read moreShould you involve an attorney for even “simple” Medicaid planning or a “simple” Medicaid application? This depends on your situation, but it has been our experience that in most cases, the prudent answer would be “yes.” The Medicaid program began as the government health care program for individuals who were of minimal means and needed […]
read moreIs increased funding for home care on the horizon? President Biden has introduced a plan to spend $400 billion over eight years on home and community-based care for the elderly and people with disabilities. The money would go to expand access to care and support higher-paying caregiving jobs. As the elderly population grows, our long-term […]
read moreFor better or for worse, Medicaid is the primary method of long term care coverage in the United States. But navigating the Medicaid system is complicated and confusing. Here are the basics. Medicaid is a joint federal-state program that provides health insurance coverage to low-income children, seniors, and people with disabilities. In addition, it covers […]
read moreMany people will prepare for Medicaid through their estate plan. Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper planning can help your family prepare for the financial toll and protect assets for future generations. Long-term care can be very expensive, especially around-the-clock nursing home […]
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